What is Zaldi Elmasry (ZEM)?
Zaldi Elmasry is a mixed investment fund that aims to generate both capital growth and periodic returns.
The fund invests across different asset classes, including stocks and fixed-income instruments, to balance growth and income.
What does Zaldi Elmasry (ZEM) invest in?
The fund invests in a diversified portfolio, mainly:
- Egyptian stocks listed on the stock exchange (5% up to 95%)
- Treasury bills and bonds (up to 60%)
- Bank deposits (up to 10%)
This allows the fund to combine growth opportunities with more stable income sources.
For a full list of investment limits and restrictions, please refer to the fund prospectus here.
Who manages Zaldi Elmasry (ZEM)?
The fund is managed by Zaldi Investments, a licensed investment manager operating under Egyptian financial regulations.
How do I collect my Zaldi Elmasry (ZEM) returns?
The certificate price reflects the return generated by the fund’s investments.
To collect your earnings, you can:
- Sell your certificates to realize capital gains
- Receive periodic distributions when applicable
Is Zaldi Elmasry (ZEM) Sharia compliant?
Zaldi Elmasry is not marketed as Sharia compliant.
Buying & Selling
Orders placed before 12 PM on the last working day of the week:
Your order will be sent and executed on the next working day.
Orders placed after 1:00 PM on the last working day of the week
Your order will be sent on the last working day of next week and executed on the following working day.
How to place an order:
- Open the Thndr app.
- Search for Zaldi Elmasry (ZEM).
- Tap on the fund.
- Tap on “Buy.”
- Enter the amount of certificates or money you want to invest. Minimum 11 certificates
Fees
Standard transaction fees may apply on buy and sell orders.
Fund management fees are calculated in the certificate price & not charged directly when buying or selling.
You can view the full list of fund fees in the fund prospectus.
What are the risks of investing?
As the fund invests in multiple asset classes, key risks include:
- Market risk (stock price fluctuations)
- Interest rate risk
- Liquidity risk
The fund mitigates these through diversification across assets.
For a detailed overview of risk factors please visit the fund prospectus here
