Table of Contents
What is PFI Cashi Fund (PCM) ?
Cashi is a low-risk money market fund designed for short-term investing, focusing on capital preservation and steady returns.
The fund offers daily subscription (buying) and redemption (selling) with high liquidity.
What does PFI Cashi Fund (PCM) invest in?
The fund invests in a diversified portfolio of short-term fixed-income instruments, mainly:
- Treasury Bills and government securities (Up to 100% of the fund’s portfolio)
- Time deposits and savings accounts (Up to 80% of the fund’s portfolio)
- Treasury Bonds, Corporate Bonds & Sovereign Sukuk (Up to 49% of the fund’s portfolio)
You can find detailed information on the investment limits in the fund prospectus here.
Why should I invest in PFI Cashi Fund (PCM)?
Cashi is suitable for investors looking for low-volatility exposure with daily access to their money.
The portfolio is managed defensively with short-duration instruments, helping reduce price fluctuation while delivering consistent returns.
Who manages PFI Cashi Fund (PCM)?
The fund is managed by Post for Investment (PFI) the investment arm of Egypt Post. Established in September 2023 Backed by a diversified portfolio of EGP 6 billion.
How do I collect my PFI Cashi Fund (PCM) returns?
The live certificate price of PCM reflects the profit or return achieved by the fund’s investments. To collect your earnings, simply sell your PCM certificates through the Thndr app.
Is PFI Cashi Fund (PCM) Shari’a compliant?
Cashi is not marketed as Shari’a compliant.
Buying & Selling
Orders placed before 11:00 AM are executed on the same day.
Orders placed after 11:00 AM are executed next working day.
How to place an order:
- Open the Thndr app.
- Search for PFI Cashi Fund (PCM) or find it under the fixed income funds section.
- Tap on “PFI Cashi Fund (PCM)”
- Tap on “Buy.”
- Enter the amount of certificates or money you want to invest. There is a minimum of 2 certificates per order.
Fees
Standard Transaction fees apply on every buy and sell order
Fund management fees are calculated in the certificate price & not charged directly when buying or selling.
You can view the full list of fund management fees here.
What are the risks of investing?
As with all money market funds, key risks include:
- Interest rate risk
- Liquidity risk
- Credit and market fluctuation risk
The fund manager mitigates these through short-duration holdings and diversified allocation.
For full details, please refer to the fund prospectus here
